How to build credit? ?

How to build credit? ?

I'm 19, have no credit, and my parents say I don't need it. Hm, I decided I want to build it anyway. I can't get a credit card because I have no credit or cosigner, not even a student card! Also my dad froze my credit so it can't be stolen, so now I either pay to undo that or try finding other ways to build it. How else can I build my credit if I can't get a credit card? I'm 19, make about $300-400/week, and am really curious what I can do to build my credit.dent card! Also my dad froze my credit so it can't be stolen, so now I either pay to undo that or try finding other ways to build it. How else can I build my credit if I can't get a credit card? I'm 19, make about $300-400/week, and am really curious what I can do to build my credit.

 

BEST ANSWER: Try this site where you can find the best solutions for you:your-finance.us

 

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Here's the situation: I've had health insurance for the past few years through Nationwide, which is/was provided by my employer. The cost is taken out of my check every week. I received a letter from my employer last December stating that I did not have to change anything in regards to the Affordable Health Care Act. Two months later, I received a letter from my insurance company saying that I have inadequate coverage and need to visit healthcare.gov to find different coverage. I found new coverage through Blue Cross Blue Shield through healthcare.gov (I was planning on going BCBS anyway). I asked the woman who I spoke with when I should cancel my previous insurance benefits. She replied Wait a couple of weeks until you get all of your new information from BCBS . Here's where the issue comes in. When I contacted Nationwide (my previous insurance company) to cancel they said I had to fill out and send back a form. Basically, the form asked why I was cancelling. Go figure there was no option for them not having the correct benefits. Anyway, I sent that back and proof of my new policy (they wanted the effective date) Nationwide DENIED my request to cancel stating that I only had 30 days from the time my new coverage began to inform them. Even though their coverage doesn't meet the AHCA requirements, I cannot cancel until my company's open enrollment (December) Can they legally decline my cancellation request?

 

 

Car insurance please answer urgent?!?

my dad recently gave me a car and it is insured but my name is not on the policy. he said the insurance guy told him anyone who drove the car was insured. if this is true am i insured even though i'm a minor? thanks in advance to anyone who answers

 

 

Can I get insurance now that my wife is pregnant?

My wife is 35 weeks pregnant. I graduated from Respiratory therapy school this past spring. At the time my wife, son and I were on Medicaid. Now that I have a good job I make too much money and am going to get booted off Medicaid. Can we get insurance for my wife?

 

 

Auto insurance fraud..how much trouble am i looking at?

i don't need to be judged..I made a dumb decision which could have resulted in me losing my life and im lucky i didn't. anyways here goes..so a supposed friend of mine told me she couldn't wait to teach me to drive..i told her i didn't want to drive until i got my permit. well after telling me that she pulls over and asks if i want to drive..i tell her no..she keeps pushing telling me she thinks i'd be good at driving and eventually after saying no 8-10 times i give in and we switch..i continued up the road and i made the right and i was maknig another right and i lost control and ended up on the sidewalk and crashed into a pole..airbags exploded and all..when immediately got out of the car and I asked her what we were going to do and she said to me so help me god if i lose my license and again i said what are we going to do? she said were going to say i was driving..we got ran off the road by a red truck..when the cops came i stuck with the same story she did and we went to the hospital and all..this happened a month ago..the vehicle was totaled and she collected money from the accident. I however felt so guilty i went and turned myself into the police and told them the truth about everything. the cop that was at the accident is who i spoke with..i filled out a witness report and the cop said that he was really glad that I came forward with the truth and that she would be in much more trouble than I and that he planned to take it easy on me since i came forward about it and because i am a mom..he said the most i will probably get is my license suspended..i am still waiting to get anything in the mail and i'm so nervous bc i don't know if i can get in worse trouble and was wondering what other people thought..honestly the whole thing has scared me from ever wanting to drive again and even though i wasn't the victim i really felt like it for days after the accident..i was very distraught..and i'm scared even being a passenger in a car now..i watch everything and get very scared fast. Can i get in trouble with the insurance company? I didn't give them a statement. I just told them about me going to the hospital and stuff..my supposed friend actually gave them the statement..they sent me a bunch of paperwork in the mail to have me mail back in so they could cover medical expenses but i never sent the stuff in or filled it out bc i didn't want the insurance company to pay for something that was my fault. I live in pa and i guess im just wondering how much trouble i can get in? or if i should be okay because i came forward with the truth.

 

 

How much would insurance be when you first sign up.?

well im about to turn 17 and the car i have is a 2000 pontiac gran prix with the 3.8L V6. i live in the city and my grade average is 89% and have allot of experience driving. id also only be driving to school and work about 15k a year. and currently the car has 160k on it. i hoping someone can give me a price of what it would cost me, as iv tryed to get insurance quotes online but never recive the quote itself.

 

 

What is an affordable health insurance for a 61 year old woman?

my mother needs a new helath insurance plan. any suggestions?

 

 

First time buying car insurance?

I'm looking to go on my own Car insurance plan, Unfortunately I have no idea what a decent plan should cover. So what're the basic's that I should add to my plan?

 

 

Does not paying car insurance affect Credit score?

I haven't paid my car insurance on time. But I haven't gotten mail saying last notice or the company hasn't even bothered me about it. Will this make my credit score horrible? how do i go about fixing it? thanks!

 

 

How Much To Insure My Bmw 318 I Se Auto?

Hi, I just passed my test a month ago and im 19 i just bought my first car the BMW 318 I Se Auto 1.8 litres and was wondering how much it would cost to insure this car and if there was any way i could get a cheap deal from anywhere, like traders insurance. please help! finding insurance is doing my head in :| Nd Yh im In The Uk :)

 

 

HELP! Car Insurance!!?

I know theres no cheap car Insurance... but anyone know any Insurance that an 17 year old can aford.. ill be 18 in a week... but some people want up to 5,000 every SIX months! i have no one 2 help me out, or to put me on their Insurance.... and ive been going nuts for the past 2 weeks and i need a car for work... PLEASE HELP!!!

 

 

Best insurance for car sharers?

I want to share a car with my friend, its her car and we will share tax and maintenance but the big problem is insurance. In the worst case scenario of my having an accident I don't want to jeopardise her no claims discount I ideally would also like to build up my own no claims if possible. Can we do this on the same policy? Does anyone have any ideas about the best type of policy to get? I thought I could just get my own separate insurance but apparently it is illegal to have two policies on one car. I am confused and I dont want to end up getting into a tricky situation down the line with a friend if we havent thought it through properly, any ideas?

 

 

How much would full coverage auto insurance in California cost if i've had my license for 9 1/2 years?

Plus a good driving record & I am 29 years old.

 

 

How can I become an Insurance claim adjuster in California?

Ive searched and searched for classes offered, or forming but there seem's to be non of that offered so how can i get my foot in the door to become a claim adjuster? it seems as if its a catch 22, because jobs that are hiring for trainee adjusters or in house adjusters need you to have experience but there seems to be no way to get your foot in the door. Ca someone guide me towards the right direction? Thanks

 

 

Two hit and run claims in one year ... are they gonna stick it to me with my insurance rates?

One car parked outside my house, got sideswiped earlier this year and of course, I had no idea who (middle of the night hit and run). I made a claim against the insurance to fix it, and they ended up paying out about $750. My OTHER car had the same thing happen to it yesterday morning (I found out when I went to go to work) so I got an estimate at lunch and it's gonna be at least $2500 to repair THIS damage (at the insurance companie's preferred shop). No suspects, no witnesses, nobody to point the finger at. $250 deductible I can manage to scrape together, but ... will my insurance company (Nationwide) hike my rates, and if they do is it likely to be a little or a LOT ? I've had them for four years, I have mediocre credit but a spotless driving record, and now TWO no fault claims in 2008 ... I haven't called them yet to report it, but I probably need to TODAY if I am going to ...

 

 

Car insurance in new york?

hey guys, I'd like to know what would be the ballpark for insurance. I'm 24 years old and have had my driver's license since 2003 and never have had parking violations, points taken off my license or any type of moving tickets. I'm looking to buy a 96-00 civic and would like to know around how much I would be quoted

 

 

How much does auto insurance cost for a 17 year old boy for insurance companies?

I'm in the u.s.

 

 

Car Insurance Question?

How much would it cost to insure a used (2004-2008) Pontiac Grand Prix GXP (5.3L V8 305 hp) compared to a Pontiac Grand Prix GT (3.8L V6 260 hp) for a 16 year old male in Texas after successfully completing Defensive Driving?

 

 

Which car is cheaper on the insurance part and on the second hand car dealler?

i will be turning 17 soon i am i boy and living in somerset in the uk so im looking 4 a car but i want 2 no which car would be cheaper on the insurance and on the second hand dealership Citreon Saxo 1.1 desire 3dr/5dr Vauxhall Corsa 1.0/1.2 club 3dr/5dr Peogeot 106 1.1 zest 3dr any other car which would be cheap tell me thank you

 

 

What's the best health insurance for a 19 yr. old?????

So here's the thing: I just turned nineteen last week, I'm no longer going to college, I have two part-time jobs. If I were still in college I'd be under my mother's insurance but that's not the case. And it's the law in Massachusetts (where I live) for every adult to have H. Insurance. So I'm in the process of quitting one of my part-time jobs. And the other doesn't give me benefits 'cause I'm part-time or whatever. So in the mean time I'm looking online, in newspapers, everywhere like crazy to find a good job that's full-time and gives me benefits that includes H.Insurance. So my question is what would be my best bet....Blue Cross Blue Shield, Pilgrims, what?! It has to be something affordable too right? 'Cause I'm no rich bank here. Please help.

 

 

What would the insurance quote for a Chevy silverado 1500 1995 be?

ive looked at the insurance sites and they want all my information i just need a estimate for my truck please help i dont want to enter all my information

 

 

Car insurance cons and why it should not be mandatory to have car insurance?

i am writing a paper on why car insurance should not be mandatory. i cannot find many facts or much research at all. if you all could point me in the right direction i would be very grateful. i would like to know the cons of car insurance and why someone should not have it.

 

 

How much is it to insure a replica car ?

Im looking to buy a replica lamborghini Aventador but was wondering if the insurance would be to high to handle. I live in Ontario, Canada Thanks

 

How to build credit? ?

I'm 19, have no credit, and my parents say I don't need it. Hm, I decided I want to build it anyway. I can't get a credit card because I have no credit or cosigner, not even a student card! Also my dad froze my credit so it can't be stolen, so now I either pay to undo that or try finding other ways to build it. How else can I build my credit if I can't get a credit card? I'm 19, make about $300-400/week, and am really curious what I can do to build my credit.dent card! Also my dad froze my credit so it can't be stolen, so now I either pay to undo that or try finding other ways to build it. How else can I build my credit if I can't get a credit card? I'm 19, make about $300-400/week, and am really curious what I can do to build my credit.

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